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Vivian Kowalski

Case Manager, J.D., Illinois Bar Exam Candidate July 2025

Vivian Kowalski is a Case Manager at Kaplan Law Firm, LLC, where she focuses on debt relief, student loan law, and consumer protection. She earned her J.D. from the University of Illinois Chicago School of Law after completing a B.A. in Philosophy of Law at the University of California, as well as associate degrees in Business Administration and Mathematics — a background that sharpens both her strategy and problem-solving skills.

At Kaplan, Vivian plays a key role in guiding clients through complex financial and legal challenges, from preparing critical filings and managing deadlines to developing tailored strategies for debt resolution. She is particularly recognized for her negotiation skills, having successfully secured significant reductions in student loan balances and favorable outcomes against major national servicers.

Vivian’s blend of legal training, analytical background, and client-focused advocacy makes her a trusted ally for individuals seeking meaningful and lasting debt relief.