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Areas of Practice

Student Loan and Bankruptcy Attorney Services

Our Student Loan and Bankruptcy Attorneys are Here to Help

Our Areas of Practice

At Kaplan Law Firm, we help students, families, and individuals navigate the complex world of student loans and bankruptcy. We understand that these issues can sometimes be daunting, which is why our team  is here to guide you every step of the way. 

Unsure which of our services you may need? Here’s an introduction to what we do.

Student Loan Attorney Services

Whether you are a parent planning for your child’s higher education or have already borrowed loans, our team is here to help. We can assist you with personalized loan strategies which may include consolidation and income-driven repayment plans, forgiveness of the loans, and more. Our goal is to help you manage your student loan debt, maintain a healthy credit score, and achieve financial stability.

Chapter 7 and Chapter 13 Bankruptcy

Chapter 7 bankruptcy is sometimes referred to as “liquidation” bankruptcy, because it involves the dissolution of the debtor’s non-exempt assets to pay off their debts. Chapter 7 bankruptcy is often a good option for people with little or no disposable income, as it can provide a fresh start by wiping out most of their unsecured debts. If you have mostly credit card debt, medical bills and unsecured loans, this may be the best option for you. 

On the other hand, Chapter 13 bankruptcy is sometimes referred to as a “reorganization” bankruptcy, because it involves the reorganization of debts and the creation of a repayment plan. Chapter 13 bankruptcy is beneficial for people with steady income who want to keep their assets, such as a home or car, but need help managing their debt or who just need time to catch up on payments on their mortgage or other secured debt.  A Chapter 13 can stop the foreclosure sale of your home and protect all assets for up to 5 years. 

Despite these differences, every situation is unique, and the decision to file for bankruptcy should be made with the help of an experienced bankruptcy attorney.

Parking Tickets

We help Chicagoans with unpaid parking tickets develop a repayment plan that works for their budget and other considerations. The City of Chicago offers very affordable payment plans that waives fees and tickets older than 3 years for people who have filed a Chapter 7 and need to have their driver’s licenses reinstated.

Credit Repair

Need help with credit repair in Chicago post-bankruptcy? We can set you on the right path to get the burdens that come with a damaged credit score lifted off your shoulders.