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Rebuild Your Credit Score After Bankruptcy

Rebuild Your Credit Score After Bankruptcy

How long will bankruptcy affect my credit?

This is one of the questions our clients ask most often. The good news is your credit can be great in just 12 to 24 months by taking the appropriate steps to rebuild your credit score!

Many credit “repair” programs are nothing more than scams. These agencies promise to wipe your credit report clean. The problems? It is illegal to remove accurate information from your credit report and accurate information will often reappear. These programs are also very expensive, typically costing between $2,000.00 and $3,000.00.

We at Kaplan Law Firm, LLC, discourage the use of credit “repair” programs and sought an alternative for our clients that wish to improve their credit score. We researched the rules of credit-scoring and learned that a score can transform quickly if you simply follow the rules.

The trick? Don’t pretend the bankruptcy never happened. Credit bureaus place people who have been through bankruptcy into two categories: those who have found a new path and those who will continue with financial struggles. By demonstrating you belong in the first category, your score will rebound much faster.

We determined our clients need road maps, not erasers, to reach a great credit score. We were impressed with one course: 7 Steps to a 720 Credit Score. This program directs you on how to improve your score naturally despite your bankruptcy. We contacted the company and have arranged for Kaplan clients to be allowed to use this normally $1,000 program. On a trial basis, they are allowing us to offer this program to our clients for free.

The course normally sells for $1,000.00 so contact us today if you would like to take advantage of this offer. We are very excited to discover this method of rebuilding your score efficiently and effectively without the pitfalls generally associated with “credit repair”. Please contact us today to get started!